Application of Smart Healthcare in LTCI, Outpatient Mutual-Aid Guarantee Mechanism, and Sustainability of Medical Insurance Fund for Urban Employees

Table 5

Operation of SPAs under LTCI (individual out-of-pocket payment ratio is 0%).

Year	Financial operation (billion yuan)			Change (%)
	Expenditures	Current balance	Accumulated balance	Expenditures	Current balance	Accumulated balance
2021	959.47	6.65	1560.07	11.92	–93.89	–6.17
2022	1043.24	–25.06	1539.61	12.54	–127.50	–13.33
2029	1808.32	–356.76	144.70	15.79	–223.85	–91.62
2030	1961.78	–450.74	–306.03	16.84	–168.34	–119.56
2040	3977.41	–1523.63	–10151.77	23.88	–101.28	–234.88
2050	6689.65	–3384.18	–34345.74	26.91	–72.17	–110.41

Note. The magnitude of change is compared to Scenario 1.