Research Article

The Impact of Digital Finance on the Commercial Circulation Industry Based on IoT and Big Data

Table 3

Comprehensive evaluation system.

Level I indicatorsSecondary indicatorsThird level indicatorsCompany

Fundamentals of digital financeMobile devicesMobile phone penetrationDepartment/100 people
Information networkNumber of Internet domain names10000
Optical cable coverageOptical cable length per unit area
Broadband connectionNumber of Internet broadband access ports10000

Digital financial scaleNumber of enterprisesNumber of enterprises in core industries of digital financeIndividual
Business incomeOperating income of digital financial core industryRMB100mn
Employment levelNumber of employees in core industries of digital financeTen thousand people
Fixed assets investmentFixed asset investment in digital financial core industryRMB100mn

Digital financial innovationR&D manpowerIn high-tech industryPerson year
R&D expenditureExpenditure for technological transformation of high-tech industry10000 yuan
Patented inventionNumber of effective invention patents in high-tech industryPiece
New productsNumber of new product development projects in high-tech industryIndividual
Mobile paymentOnline mobile payment levelā€”
Family lifeDigital TV home penetration rate%
Business managementProportion of enterprises adopting information management%