Table 3: Reliability and validity test.

Cronbach’s alphaComposite reliabilityAverage variance extracted (AVE)

BI0.800.860.56
C0.840.890.67
CI0.790.860.61
HI0.850.90.69
PEOU0.780.860.6
IT0.750.840.57
PU0.760.850.59