Research Article
Credit Risk Management of Consumer Finance Based on Big Data
Table 2
Bank x nonperforming loan situation table.
| Years | Bad debt | Nonperforming loan ratio | Total nonperforming loans | Personal consumption nonperforming loans | Total nonperforming loan ratio (%) | NPL ratio for personal consumption (%) |
| 2016 | 438.15 | 6.16 | 17.20 | 2.66 | 2017 | 426.43 | 5.83 | 14.27 | 2.23 | 2018 | 389.64 | 5.35 | 10.83 | 1.77 | 2019 | 356.26 | 4.97 | 7.90 | 1.35 |
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