| | Living expenses | Description frame | Scenario material |
| | Electronic product | Positive frame | Suppose you intend to buy a new mobile phone, but the price of 6000 yuan is beyond your budget, and now a P2P lending platform proposes installment purchase business with fees. If you choose 12 installments, you need to repay 500 yuan per month. How much are you willing to pick the P2P lending at this time? | | Negative frame | Suppose you intend to buy a new mobile phone, but the price of 6000 yuan is beyond your budget, and now a P2P lending platform proposes installment purchase business with fees. If you choose 12 installments, you need to pay an extra fee of 80 yuan per month. How much are you willing to pick the P2P lending at this time? |
| | Living and entertainment | Positive frame | Suppose you plan to travel with your classmates during the short holiday, but the cost of 3, 000 yuan surpasses your living budget. Currently, a P2P lending platform drives a one-month interest-free loan service. If the lending is fast within one month, no interest is required. To repay, you demand to repay 0.2% of the loan amount every day, that is, to repay an extra 6 yuan in interest every day. How much are you willing to pick the P2P lending at this time? | | Negative frame | Suppose you plan to travel with your classmates during the short holiday, but the cost of 3, 000 yuan surpasses your living budget. Currently, a P2P lending platform drives a one-month interest-free loan service. If the lending is fast within one month, no interest is required. To repay, you need to repay 6% of the loan amount every month, that is, to repay an additional 180 yuan in interest per month. How much are you willing to pick the P2P lending at this time? |
| | Learning and training | Positive frame | Suppose you plan to engage in an overseas study tour during the holiday, but the cost of 6000 yuan surpasses your living budget. Currently, a P2P lending platform establishes a six-month low-interest loan business, charging a service fee of 1.7% of the loan amount per month, which is 100 yuan per month, if you pay back on time for the month. How much are you willing to pick the P2P lending at this time? | | Negative frame | Suppose you plan to engage in an overseas study tour during the holiday, but the cost of 6000 yuan surpasses your living budget. Currently, a P2P lending platform establishes a six-month low-interest loan business, charging a service fee of 10% of the loan amount, which is 600 yuan per month, if you pay back on time for the month. How much are you willing to pick the P2P lending at this time? |
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