Formal Credit-Assisted New Agricultural Business: A Multifactor Analysis Based on BP Neural Network
Table 6
Variables selection.
Type
Variable
Mean
Standard deviation
Minimum
Maximum
Family characteristic
Age of household head
48.6
10.27
25
65
Education levela
1.79
0.78
1
4
Burden of familyb
0.46
0.27
0
1
Business type
2.02
1.11
1
5
Agricultural production characteristic
Land area
6.48
12.56
1
200
Agricultural insurancec
1.96
0.88
1
2
Agricultural subsidyd
1
0.47
1
2
Physical capital characteristic
Fixed assets
2.25
1.12
1
5
Annual household income
7.81
0.92
3.41
15.16
Annual household expenditure
5.46
1.02
2.46
9.73
Expected loan amount
2.75
1.14
1
5
Social capital
Degree of intimacy with relatives and friendse
3.74
0.82
1.25
5
Degree of trust with relatives and friends
3.12
0.81
1
5
aEducation level: 1 = elementary school; 2 = middle school; 3 = high school; 4 = college. bBurden of family: (Number of old men + Number of children)/Total number of households. cAgricultural insurance: 1 = buy agricultural insurance; 2 = do not buy agricultural insurance. dAgricultural subsidy: 1 = receive subsidy; 2 = without subsidy. eDegree of intimacy with relatives and friends: 1, 2, 3, 4, and 5 indicate that the degree increases in turn.
