New Combined Weighting Model Based on Maximizing the Difference in Evaluation Results and Its Application

Table 1

Index system for small private businesses.

(1) Number	(2) Feature layer	(3) Indices	(4) Type of index
1	Basic information	Educational background	Qualitative
2		Age	Interval
3		Years for a business license	Qualitative
4		Owned place of business or not	Qualitative
5		Number of labor force	Positive
6		Family expenditure	Negative
7	Guarantee and joint guarantee	Gender of guarantor	Qualitative
8		Strength of the guarantor	Positive
9		Marital status of guarantor	Qualitative
10		Credit status of joint guarantor	Qualitative
11	Capacity of repayment	Liquidity ratio	Positive
12		Asset-liability ratio	Negative
13	Capacity of profitability	Net income	Positive
14		Operating income	Positive
15		Average tax each month	Positive
16	Capacity of operation	Accounts receivable turnover	Positive
17		Inventory turnover	Positive
18		Operation time	Qualitative
19	Macro environment	Per capita savings balance	Positive
20		GDP growth rate	Positive
21		Industry cycle index	Interval