A Novel Imbalanced Data Classification Approach Based on Logistic Regression and Fisher Discriminant

Table 7

Classification prediction results for LRSD.

Observed value	Predicted value
	Default status		Accuracy rate
	0	1
Default status
0	1846	65	96.60%
1	10	236	95.93%
The average accuracy rate	—	—	96.27% = (96.60% + 95.93%)/2