Incidence, Dependence Structure of Disease, and Rate Making for Health Insurance

Table 4

The ratio of the minimum guaranteed level of premiums to the wage.

Age	Male	Female
0	2.67%	2.92%
1	2.97%	3.13%
2	3.25%	3.40%
3	3.55%	3.72%
4	4.01%	3.99%
5	4.50%	4.30%
6	4.91%	4.65%
7	5.26%	4.90%
8	5.58%	5.28%
9	5.75%	5.77%
10	5.94%	6.37%
11	6.17%	6.92%
12	6.44%	7.54%
13	6.77%	8.17%
14	7.25%	8.84%
15	7.93%	9.53%
16	8.75%	10.22%
17	9.80%	10.96%
18	11.05%	11.65%
19	12.49%	12.44%
20	14.12%	13.23%
21	15.76%	14.09%
22	17.61%	15.06%
23	19.57%	16.09%
24	21.57%	17.30%
25	23.53%	18.61%
26	25.36%	19.99%
27	27.01%	21.50%
28	28.46%	23.06%
29	29.77%	24.66%
30	30.93%	26.30%
31	31.99%	28.12%
32	33.15%	30.08%
33	34.59%	32.33%
34	36.50%	34.85%
35	38.88%	37.74%
36	41.72%	40.84%
37	44.99%	44.25%
38	48.87%	47.91%
39	53.25%	51.85%
40	58.01%	56.08%
41	62.78%	60.60%
42	67.67%	65.36%
43	72.85%	70.45%
44	78.37%	75.93%