Analysis of Household Consumption Behavior and Indebted Self-Selection Effects: Case Study of Thailand

Table 1

Data descriptive of main variables (Baht).

Variable	Consumption	Income	Expenditure	Asset	Age	Family size	Children	Debt
Debt-free sample: 10253 obs.
Min	1018	10	1018	0	13	1	0.00	0
1st quantile	7068	8300	7620	112000	41	1	0.00	0
Mean	13958	21831	15626	1277944	53.61	2.54	0.40	0
3rd quantile	16530	23864	18504	1190000	67	3	1.00	0
Max	333725	8820684	344325	369000000	99	14	8.00	0
Indebtedness: 10961 obs.
Min	1797	37	1880	0	16	1	0.00	200
1st quantile	10014	12500	11329	445000	42	2	0.00	30000
Mean	19654	30219	22715	1757039	51.03	3.39	0.72	321325
3rd quantile	24542	35147	28446	2004000	59	4	1.00	350000
Max	336900	2067000	359405	267000000	96	15	7.00	12000000
Households without housing debt: 19581 obs.
Min	1018	10	1018	0	13	1	0.00	0
1st quantile	8204	9696	9013	225000	42	2	0.00	0
Mean	15856	24054	17901	1414177	52.54	2.96	0.56	0
3rd quantile	19104	27308	21691	1473800	63	4	1.00	0
Max	333725	8820684	344325	369000000	99	15	8.00	0
Households with housing debt: 1633 obs.
Min	3885	345	4062	0	21	1	0.00	1400
1st quantile	15925	24858	18682	1003000	48	2	0.00	309900
Mean	29437	51488	35928	2861359	49.11	3.22	0.66	1007088
3rd quantile	36617	60667	45498	3540000	56	4	1.00	1400000
Max	336900	2067000	359400	205000000	92	9	4.00	10000000