Research Article
Extension and Application of Credibility Models in Predicting Claim Frequency
Table 3
Optimal BMS based on extended Poisson credibility model.
| Year | Number of claims | | 0 | 1 | 2 | 3 | 4 | 5 | 6 |
| 0 | 1.00 | | | | | | | 1 | 0.88 | 2.17 | 3.45 | 4.73 | 6.02 | 7.30 | 8.58 | 2 | 0.79 | 1.94 | 1.94 | 3.09 | 4.23 | 5.38 | 6.53 | 3 | 0.71 | 1.75 | 2.79 | 3.83 | 4.87 | 5.91 | 6.94 | 4 | 0.65 | 1.60 | 2.55 | 3.50 | 4.44 | 5.39 | 6.34 | 5 | 0.60 | 1.47 | 2.34 | 3.22 | 4.09 | 4.96 | 5.83 |
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