Research Article
Extension and Application of Credibility Models in Predicting Claim Frequency
Table 4
Optimal BMS based on extended negative binomial credibility model.
| Year | Number of claims | | 0 | 1 | 2 | 3 | 4 | 5 | 6 |
| 0 | 1.00 | | | | | | | 1 | 0.85 | 1.89 | 2.92 | 3.96 | 5.00 | 6.03 | 7.07 | 2 | 0.74 | 1.64 | 2.55 | 3.45 | 4.35 | 5.25 | 6.15 | 3 | 0.66 | 1.46 | 2.25 | 3.05 | 3.85 | 4.65 | 5.45 | 4 | 0.59 | 1.31 | 2.02 | 2.74 | 3.46 | 4.17 | 4.89 | 5 | 0.53 | 1.18 | 1.83 | 2.48 | 3.13 | 3.78 | 4.43 |
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