Extension and Application of Credibility Models in Predicting Claim Frequency

Table 5

Optimal BMS based on Bühlmann-Straub model.

Year	Number of claims
	0	1	2	3	4	5	6
0	1.00
1	0.94	1.39	1.84	2.29	2.74	3.19	3.64
2	0.88	1.30	1.73	2.15	2.58	3.00	3.42
3	0.83	1.23	1.63	2.03	2.43	2.83	3.23
4	0.79	1.16	1.54	1.92	2.30	2.68	3.06
5	0.75	1.11	1.46	1.82	2.18	2.54	2.90