Establishment of the Credit Indicator System of Micro Enterprises Based on Support Vector Machine and R-Type Clustering

Table 1

The standardization rules for qualitative indicators.

Serial; number	Indicator name	Content	Standardized values
1	Living condition	Full purchase or mortgage	1.00
		Relatives buildings	0.75
		Renting	0.50
		Collective dormitory or shared dwelling	0.25
		Other or missing data	0.00
22	Legal representative’s educational background	Bachelor degree or above	1.00
		Specialist	0.90
		High school or secondary education	0.70
		Junior or primary education	0.40
		Other or missing data	0.00