Mathematical Problems in Engineering / 2019 / Article / Tab 1

Research Article

Data-Driven Robust Credit Portfolio Optimization for Investment Decisions in P2P Lending

Table 1

Description of variables.

VariableDescription

X1FICO score of the borrower
X2The number of inquiries of the borrower in the last 6 months
X3The monetary amount of the loan
X4The homeownership status of the borrower (0 = rent, 1 = own)
X5The debt-to-income ratio of the borrower
X6The number of accounts delinquent
X7The number of public records in the past 10 years
YDependent variable (0 = completed, 1 = default)

We are committed to sharing findings related to COVID-19 as quickly as possible. We will be providing unlimited waivers of publication charges for accepted research articles as well as case reports and case series related to COVID-19. Review articles are excluded from this waiver policy. Sign up here as a reviewer to help fast-track new submissions.