Research Article
Research on Credit Risk Measurement of Small and Micro Enterprises Based on the Integrated Algorithm of Improved GSO and ELM
Table 1
Description of index system.
| Index category | Specific index |
| Enterprise credit | : sesame enterprise credit score | Development capacity | : growth rate of total assets | : growth rate of owner’s equity | Risk level | : financial leverage | Profitability | : net profit margin of total assets | : growth rate of return on net assets | Quality of enterprise owner | : education level of enterprise owners | Operating capacity | : sales expense growth rate | : sales expense rate | Innovation ability | : number of patents |
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