[Retracted] How Does the Urgency of Borrowing in Text Messages Affect Loan Defaults? Evidence from P2P Loans in China

Table 12

Results of the multicollinearity test among variables.

Var	Amount	Month	Grade	Age	Sex	Edu	Income	Length	Ability	Willing	Urgent	Purp
VIF	1.545	1.057	1.028	1.034	1.006	1.021	1.496	1.058	1.087	1.06	1.012	1.031