[Retracted] How Does the Urgency of Borrowing in Text Messages Affect Loan Defaults? Evidence from P2P Loans in China

<table class="table-group" id="tab6"><tr><td><table class="table"><tr><td class="thead-hr" colspan="5"><hr/></td></tr><tr class="thead"><td class="align_left" rowspan="2"> </td><td class="align_center" colspan="2">Repayment ability information supplement</td><td class="align_center" colspan="2">Repayment intention information added</td></tr><tr class="thead"><td class="align_center">Did not show</td><td class="align_center">Show</td><td class="align_center">Did not show</td><td class="align_center">Show</td></tr><tr><td class="thead-hr" colspan="5"><hr/></td></tr><tr><td class="align_left">N</td><td class="align_center">13119</td><td class="align_center">2754</td><td class="align_center">2086</td><td class="align_center">1987</td></tr><tr><td class="align_left">Share</td><td class="align_center">32%</td><td class="align_center">68%</td><td class="align_center">51%</td><td class="align_center">49%</td></tr><tr class="table-tr"><td colspan="5"><hr class="tbody-hr"/></td></tr></table></td></tr></table>

<div>Repayment ability and repayment information supplement.</div>

Security and Communication Networks

tab6

Table 6

Table 6: [Retracted] How Does the Urgency of Borrowing in Text Messages Affect Loan Defaults? Evidence from P2P Loans in China 