Research Article

[Retracted] How Does the Urgency of Borrowing in Text Messages Affect Loan Defaults? Evidence from P2P Loans in China

Table 8

Description statistics of numerical variables.

VarSampleMinMaxAverStd

Amount (yuan)4073300030000021867.616123.8
Interest (%)407392412.50.8
Time (months)407333621.37.6
Age4073225532.06.5
Number of successful loans40731681.41.7
Number of overdue loans40730367.67.6