An Optimal Decision Assessment Model Based on the Acceptable Maximum LGD of Commercial Banks and Its Application

Table 2

Results of farmer’s credit rating.

() Credit rating	() Sample size	() The ratio of the sample size to the total sample size	() Intervals of credit scores	() Interval length of credit scores	() Annual
AAA	416	14.77%	77.16 ≤ < 100	22.84	0.114%
AA	1821	64.64%	43.95 ≤ < 77.16	33.21	0.959%
A	145	5.15%	43.39 ≤ < 43.95	0.56	1.598%
BBB	201	7.14%	39.21 ≤ < 43.39	4.18	2.875%
BB	90	3.19%	33.03 ≤ < 39.21	6.18	4.276%
B	34	1.21%	31.46 ≤ < 33.03	1.57	4.919%
CCC	83	2.95%	24.26 ≤ < 31.46	7.2	6.641%
CC	14	0.50%	9.36 ≤ < 21.46	14.9	10.981%
C	13	0.46%	0 ≤ < 9.36	9.36	14.797%