Table of Contents Author Guidelines Submit a Manuscript
Scientific Programming
Volume 2017, Article ID 4803840, 8 pages
https://doi.org/10.1155/2017/4803840
Research Article

Noninterest Income and Performance of Commercial Banking in China

1School of Economics and Management, Harbin Engineering University, Heilongjiang, China
2Data 61, CSIRO, Melbourne, VIC, Australia

Correspondence should be addressed to Limei Sun; moc.361@1540mls

Received 27 September 2016; Revised 3 November 2016; Accepted 21 November 2016; Published 15 February 2017

Academic Editor: Xiaofeng Xu

Copyright © 2017 Limei Sun et al. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

Linked References

  1. A. M. Santomero and D. L. Eckles, “The determinants of success in the new financial services environment: now that firms can do everything, what should they do and why should regulators care?” Federal Reserve Bank of New York, Economic Policy Review, vol. 6, no. 4, pp. 11–23, 2000. View at Google Scholar
  2. R. Deyoung and K. P. Roland, “Product mix and earnings volatility at commercial banks: evidence from a degree of total leverage model,” Journal of Financial Intermediation, vol. 10, no. 1, pp. 54–84, 2001. View at Publisher · View at Google Scholar · View at Scopus
  3. M. Ariff and F. F. Cheng, “Do accounting disclosures of fee income affect commercial bank share prices?” CARF Working Paper 7, 2008. View at Google Scholar
  4. J. Goddard, D. McKillop, and J. O. S. Wilson, “The diversification and financial performance of US credit unions,” Journal of Banking & Finance, vol. 32, no. 9, pp. 1836–1849, 2008. View at Publisher · View at Google Scholar · View at Scopus
  5. B. S. Damankah, O. Anku-Tsede, and A. Amankwaa, International Journal of Academic Research in Accounting, vol. 4, no. 4, pp. 263–271, 2014.
  6. R. Engle, F. Moshirian, S. Sahgal, and B. Zhang, “Banks non-interest income and global financial stability,” Research Working Paper Series 3-56 Working Paper No. 015/2014, CIFR, 2014. View at Google Scholar
  7. K. Jaffar, K. Mabwe, and R. Webb, “Changing bank income structure: evidence from large UK banks?” Asian Journal of Finance & Accounting, vol. 6, no. 2, pp. 195–215, 2014. View at Publisher · View at Google Scholar
  8. S. R. Trivedi, “Banking innovations and new income streams: impact on banks' performance,” Vikalpa, vol. 40, no. 1, pp. 28–41, 2015. View at Publisher · View at Google Scholar
  9. D. B. Senyo, A.-T. Olivia, and A. Musah, “Income diversification and financial stability of banks in Ghana,” International Journal of Business and Social Science, vol. 6, no. 6, 2015. View at Google Scholar
  10. T. C. Nguyen, D. V. Vo, and V. C. Nguyen, “Risk and income diversification in the Vietnamese banking system,” Journal of Applied Finance & Banking, vol. 5, no. 1, pp. 93–109, 2015. View at Google Scholar
  11. R. De Young and T. Rice, “How do banks make money? The fallacies of fee income,” Federal Reserve Bank of Chicago Economic Perspectives, vol. 40, pp. 34–51, 2004. View at Google Scholar
  12. P. Eisemann, “Diversification and the congeneric bank holding company,” Journal of Bank Research, vol. 7, no. 1, pp. 68–77, 1976. View at Google Scholar
  13. R. Busch and T. Kick, Income Diversification in the German Banking Industry, Discussion Paper 9, Bundes Bank, 2009.
  14. H. Aggeler and R. Feldman, “Record bank profitability: how, who and what does it mean?” Federal Reserve Bank of Minneapolis, no. 10, 1998. View at Google Scholar
  15. H. Sheng and B. Wang, “Impact of non-interest income on performance of Chinese listed commercial banks,” Finance Forum, no. 6, pp. 8–11, 2008. View at Google Scholar
  16. S. Sanya and S. Wolfe, “Can banks in emerging economies benefit from revenue diversification?” Journal of Financial Services Research, vol. 40, no. 1, pp. 79–101, 2011. View at Publisher · View at Google Scholar · View at Scopus
  17. A. Saunders, M. Schmid, and I. Walter, Non-Interest Income and Bank Performance: Is Banks' Increased Reliance on Non-Interest Income Bad?, 2014, http://ssrn.com/abstract=2504675.
  18. K. J. Stiroh and A. Rumble, “The dark side of diversification: the case of US financial holding companies,” Journal of Banking and Finance, vol. 30, no. 8, pp. 2131–2161, 2006. View at Publisher · View at Google Scholar · View at Scopus
  19. F. Aslam, B. Mehmood, and S. Ali, “Diversification in banking: is non interest income the answer for Pakistan's case?” Science International (Lahore), vol. 27, no. 3, pp. 2791–2794, 2015. View at Google Scholar
  20. A. Saunders, M. Schmid, and I. Walter, Non-Interest Income and Bank Performance: Does Ring-Fencing Reduce Bank Risk? 2016, http://ssrn.com/abstract=2504675.
  21. R. Smith, C. Staikoura, and G. Wood, “Non-interest income and total income stability,” Working Paper 198, Bank of England, 2003, http://www.bankofengland.co.uk/wp/index.html. View at Google Scholar
  22. S. Mercieca, K. Schaeck, and S. Wolfe, “Small European banks: benefits from diversification?” Journal of Banking and Finance, vol. 31, no. 7, pp. 1975–1998, 2007. View at Publisher · View at Google Scholar · View at Scopus
  23. R. K. Mndeme, “Impact of non interest income on banking. Performance in Tanzania,” International Journal of Economics, Commerce and Management, vol. 3, no. 5, pp. 75–92, 2015. View at Google Scholar
  24. C. Calmès and Y. Liu, “Financial structure change and banking income: a Canada-U.S. comparison,” Journal of International Financial Markets, Institutions and Money, vol. 19, no. 1, pp. 128–139, 2009. View at Publisher · View at Google Scholar · View at Scopus
  25. L.-W. Huang and Y.-K. Chen, “Does bank performance benefit from non-traditional activities? A case of non-interest incomes in Taiwan Commercial Banks,” Asian Journal of Management and Humanity Sciences, vol. 1, no. 3, pp. 359–378, 2006. View at Google Scholar
  26. L. Lepetit, E. Nys, P. Rous, and A. Tarazi, “The expansion of services in European banking: implications for loan pricing and interest margins,” Journal of Banking and Finance, vol. 32, no. 11, pp. 2325–2335, 2008. View at Publisher · View at Google Scholar · View at Scopus
  27. B. E. Hansen, “Threshold effects in non-dynamic panels: estimation, testing, and inference,” Journal of Econometrics, vol. 93, no. 2, pp. 345–368, 1999. View at Publisher · View at Google Scholar · View at MathSciNet · View at Scopus