Optimizing the Borrowing Limit and Interest Rate in P2P System: From Borrowers’ Perspective

Table 10

Adjustable range of explanatory variables.

Type	Variables	Range
Adjustable ranges for all borrowers	RET
	TAS
	TLS
	PRS
	MMR	1–8
Adjustable ranges for individual borrowers	IDT	0, 1
	EDC	0, 1
	MPC	0, 1
	ORC	0, 1

Note: the range with represents that it should add to the initial values; otherwise, it should replace the initial values.