Research Article
The Prediction Analysis of Peer-to-Peer Lending Platforms Default Risk Based on Comparative Models
| | Name | Explanation |
| | Accuracy (ACC) | Calculated as (TP + TN)/(TP + TN + FP + FN) | | Precision (PPV) | Calculated as TP/(TP + FP) | | Sensitivity (TPR) | Calculated as TP/(TP + FN) | | Specificity (TNR) | Calculated as TN/(TN + FP) | | FPR | Calculated as 100%-TN/(TN + FP) | | PR curve | Precision-recall curve (x-axis: PPV versus y-axis: TPR) | | ROC curve | Receiver operating characteristics curve (x-axis: FPR versus y-axis: TPR) |
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