Analysis of the Impact of Interest Rate Liberalization on Financial Services Management in Chinese Commercial Banks

Table 4

Classification sample model two regression results.

Variables	Large state-owned bank	Medium-sized joint-stock banks	Small city bank
NIS	−13.5588	−3.0516	−3.1769
	(−5.0734)	(−1.7126)	(−1.0407)
SIZE	2.2315	6.727	−4.2566
	(0.7817)	(2.3465)	(−1.2982)
LD	0.3563	−0.0611	0.2572
	(4.9041)	(−0.5344)	(2.1749)
CIR	0.3669	−0.2093	0.8293
	(1.7929)	(−1.8654)	(3.3456)
RNPL	−2.8703	−1.8772	15.7069
	(−1.5541)	(−0.7649)	(2.0811)
CAR	1.3169	−0.5538	0.3452
	(2.1616)	(−0.9755)	(0.7720)
NPL	−2.9247	−1.1796	6.6129
	(−1.7831)	(−0.9807)	(3.1785)
GDP	−0.0214	−0.5243	−0.3699
	(−0.1229)	(−2.3903)	(−1.5030)
BDR	−10.6244	−46.6835	−12.1935
	(−0.2257)	(−1.0731)	(−0.2373)
SR	−10.6243	8.9122	10.8347
	(−1.5719)	(1.2508)	(1.4308)
TPP	−0.017	0.0707	0.006
	(−1.5509)	(4.3983)	(0.4012)
P2P	−0.0313	−0.0142	−0.0072
	(−1.8410)	(−0.4511)	(−0.0647)
R^2	0.8526	0.7302	0.7363
F	37.9882	64.7370	10.9137

The symbols , , and indicate a significant level at 1%, 5%, and 10%.