Research on Credit Evaluation of Financial Enterprises Based on the Genetic Backpropagation Neural Network

Table 5

Misclassification rate of two models for test samples.

Model	Type 1 error	Type 2 error	Total miscarriage of justice
BP neural network	3 (3.85)	3 (3.85)	6 (7.70)
BP neural network optimized by genetic algorithm	0 (0)	2 (2.56)	2 (2.56)

The rate of misjudgment is in brackets, and the unit is %; the number of misjudgments is outside the brackets.