Research Article

Toward an Efficient and Effective Credit Scorer for Cross-Border E-Commerce Enterprises

Table 4

Feature categories of the dataset.

Feature categoryDescriptionProportion (%)

Enterprise informationThe static information of the enterprises6
Transaction informationData about the trade20
Transport informationData about the transport14
Clearance informationData about the clearance process in customs, e.g., declaration and examination14
Credit historyIdentification of any historical bad credit records12
CooperatorsRelations to other entities10
Comments in customs databaseComments in the official customs database8
Comments on platformComments on the e-commerce website8
OthersOthers8