Research on the Development and Integration of Inclusive Finance in Agricultural Economy Based on the Artificial Intelligence Machine Learning Algorithm

Table 2

Comparison of distribution of credit events and credit cases.

Grouping		Nonlitigation negotiation	Civil action	Criminal report
Previous algorithm	329	65 (19.8)	149 (45.2)	115 (35.0)
AI algorithm	122	63 (51.7)	57 (46.7)	(1.6)
	—	2.392	12.285	0.000
	—	0.003	0.008	0.000