Research on Efficiency in Credit Risk Prediction Using Logistic-SBM Model

Table 1

Input and output indicators of the SBM method.

Indicators		Indicator description
Input indicator	Income per month	Monthly income amount of the borrowing customer
	M_final_score	Credit risk score of external credit institutions to the buyer
	External_debt	Amount of external liabilities of the borrower
Output indicator	Loan amount	Loan amount of the borrower
	Product period	Number of loan periods of the borrower