Research on Efficiency in Credit Risk Prediction Using Logistic-SBM Model

Table 9

Performance comparison of two models.

	Logistic-SBM	Logistic
Accuracy (%)	77.49	76.88
Recall (sensitivity) (%)	92.18	91.7
Precision (%)	79.87	79.54
Specificity (%)	38.73	37.78
-Measure (%)	59.75	58.86
-Measure (%)	85.59	85.19